Finance Guide

How Compound Interest Works

Compound interest earns returns on both principal and previously accumulated returns.

Compounding

The more frequently gains are added to the balance, the more opportunities there are for future gains to compound.

Time

Longer time horizons can have a large effect because growth compounds on a larger base.

Assumptions

Real investments do not usually deliver a fixed return every year.

Practical takeaway

Use the metric that matches the business question you are trying to answer. When several metrics describe different stages of the same workflow, compare them together rather than optimizing one in isolation.

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